Tiffany Cloud & Julie Everhart

Professional Results with Personal Service...

  • Tiffany Direct: (480) 784-7600
  • Julie Direct: (480) 332-2733
  • Toll Free: (888) MOVIN-AZ
  • Tiffany Fax: (480) 247-4933
  • Julie Fax: (602) 749-6578
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Friday, January 22, 2010

Relief for Haiti, another reason I am proud to be a REALTOR

On January 21, 2009 the National Association of REALTORS® announced they are contributing $550,000 to provide relief to Haiti earthquake victims.  $500,000 dollars will be donated to the...

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Tuesday, October 20, 2009

Here is an idea…

There is a lot of talk and debate in the real estate world about the difficulty surrounding the transactions involving banks.  Somewhere along the line it has become common place during a transaction...

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Thursday, October 8, 2009

Rates Unraveled

Bill Chenier with iMortgage explains the mystery behind rate variations between borrowers . . .

 

I'm often asked why a rate is higher than the rates published in the news or various advertising. ...

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Friday, October 2, 2009

Phoenix Metro Area Affordability Index for 2009

 

phx area map cloudhomes

Below you will find a list of the 12 major cities and 17 secondary cities in the Greater Phoenix Metropolitan area.  

 

The chart below offers a 1 year snapshot (Sept 2008 – Sept 2009)...

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Sunday, September 13, 2009

My Arizona Short Sale has just been approved by the bank - Now What?

Mr. Seller,

We started this short sale process quite awhile ago, It’s been almost 4 months since our first listing consultation.  We have spent a great deal of time and effort focusing on the ‘almighty...

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Saturday, August 29, 2009

Two Breaches Don't Make a Right...

 
We do a lot of transactions that involve buying or selling properties that are ‘distressed’ properties.  The dictionary defines distress as:  a state of extreme necessity or misfortune...
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Wednesday, August 12, 2009

Etiquette and Manners for Purchasing Short Sales

 
Book shelve w/etiquette books
  
Since Short Sales etiquette is not included in the Emily Post’s Etiquette Daily, I thought I might share a few things Julie and I have learned and observed the last 2 years that short...
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Saturday, August 1, 2009

Welcome Electronic Signatures

Welcome electronic signatures and DocuSign to the list of value-added features  to help assist our clients and customers with their real estate transactions.
 DocuSign Logo

Electronic signatures have been...

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Friday, May 1, 2009

Tipping Point - Phoenix Housing Market 2009

The million dollar question for the last several years in the Phoenix Metropolitan area is "when will the housing market hit bottom?"  This leads us to ask, "how does one define the 'bottom of...
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Friday, April 3, 2009

Conveying Title with 'Special Warranty Deed' on Foreclosed Home

When conveying title on a resale home in Arizona the seller will usually convey title with a ‘general warranty deed‘; an exception to this is when that resale home happens to be a foreclosed home. ...
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Tuesday, March 24, 2009

What kind of value does 'Expertise' add? Can you measure it?

I have a confession to make.  It is sometimes a struggle for me to put into words the value that being a local full-time REALTOR can add to a transaction.

I can describe the process I go through with...
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Thursday, March 12, 2009

Why 7.1% Unemployment Rate in Arizona is 'Good'

Of the states hardest hit by the housing bubble, Arizona’s unemployment rate is by far the lowest.  Historically Arizona has always benefited from a lower than average unemployment rate compared...

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Wednesday, March 11, 2009

Mesa Historic Citrus Corridor Explained

 

You might hear it referred to as “Mesa Groves”, “Citrus Sub-Area”. "Citrus Corridor" or just “The Groves”, they all refer to a protected sub-area in North-East Mesa, Arizona where estate size housing...

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Wednesday, February 25, 2009

A note to REALTORS, let's be honest.

I received an email today for a local agent in town today that I found very interesting.

This agent looked to have sent out an email ‘blast’ most likely purchasing...
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Thursday, February 19, 2009

2009 Home Stimulus Needs Response

Providing Incentives for the bank to modify loans with troubled borrowers is all good and well if the banks can respond.
 

 

The reality is that banks have been living with the necessity to deal...

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Wednesday, February 18, 2009

2009 Homeowner Affordability and Stability Plan for Arizona

2009  Homeowner Affordability and Stability Plan for Arizona

 

President Obama outlined the housing portion of the stimulus plan in Mesa Arizona today.  Mesa, Arizona with a Jan 08 - Jan...

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Monday, February 9, 2009

Is it a Credit or a Loan? 2009 Stimulus for Home Buyers

Stimulus help for homebuyers - Is it a credit?  Is it a loan?

 

We are still waiting on final details of what Congress will turn out on the “$15K homebuyer tax credit”.  Here is what we think...

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Friday, January 23, 2009

3.99% Financing on your next new home in the Phoenix Area!

 

How does 3.99% Fixed Interest Rate Sound for that New Home?

 

Many builders are offerering Interest rates below an already unbelievable 5% to entice buyers to purchase one of their homes. ...

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Monday, December 22, 2008

Mesa Public Schools Make the Grade in 2008!

Some good news for students and their families in Mesa School District:
 
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Friday, July 25, 2008

50,000 and still counting down...

June 2008 brings us down to just over 50,000 active single-family listings in the Phoenix/Metro market.  We are down about 7,000 since our peak.  Good news right?  Yes, our inventory is going...
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